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Bogged Down

May 12th, 2006 at 01:20 am

To all:

This is my first blog so I have no idea how to work it exactly.

Here it is in a nutshell. I have been married for five years, wonderful wife and two terrific children.

I am a carpenter who runs his own small construction company. Two years ago I built our home and rolled all of our debt on to that loan. Scool, credit, cars etc.

Now we have a huge mortgage on a simple home and we get to pay PMI! My wife and I have a hearts desire to adopt many children but being riddled with debt have no way out.

I've read the books and done the studies and still we are not surviving. Help.

Posted in Uncategorized | 6 Comments »

6 Responses to “Bogged Down”

  1. jeffrey Says:
    May 12th, 2006 at 01:36 am 1147397797
    1147397797

    Welcome to the site. You should find a lot of support here. The first step is to put together your budget and post it in the forums - the members there will look at it and give you good hints and suggestions on where you may be able to reduce your current costs.

    Remember that it will take some time, but if you take a step a day, you'll be heading in the right direction. This blog will help you record your progress so that you can look back and see that you are moving forward (even when it might not seem you are)

    Good luck and I look forward to reading about your progress.

  2. Thrifty Ray Says:
    May 12th, 2006 at 04:25 am 1147407905
    1147407905

    Welcome!! as you persuse through the blogs,discussions and articles, I am confident that you will find great ideas and support to help you reach your goals!!

  3. contrary1 Says:
    May 12th, 2006 at 04:55 am 1147409750
    1147409750

    no reason not to start opening your home to kids now.........most states have a foster to adopt program, costs you almost zero out of pocket money.........if you're a frugal shopper, it would be no cost. States will fund the kiddos lucky enough to come to your home.

  4. robex Says:
    May 12th, 2006 at 05:23 am 1147411407
    1147411407

    Keep reading and keep posting...welcome to the site!

  5. armywife Says:
    May 12th, 2006 at 10:45 am 1147430717
    1147430717

    Welcome to our network! All the information and entries will seem a bit foggy at first but believe me- once you get the ball rolling, the sky's the limit! If you need any pointers or ideas to start mapping out goals, don't hesitate to ask... we are all on the same boat here Smile

  6. Carolina Bound Says:
    May 12th, 2006 at 12:01 pm 1147435277
    1147435277

    Welcome! I'm new here, too. I'm also struggling with a lot of debt and too many places to put my income. This group will help; I've already had a total change in attitude in just a few days!

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